“Unemployment is a state where you have time but no money. Work is a situation where you have money but no time.” – Unknown Author
What is the Jobcenter and what regulations apply?
The Jobcenter is an institution responsible for paying Bürgergeld (formerly Hartz IV) to unemployed people in Germany. The legal basis is Social Code II (Sozialgesetzbuch II – SGB II).
Key regulations:
- § 6d SGB II – Definition of Jobcenter
- § 7 SGB II – Who is entitled to benefits?
- § 20 SGB II – Amount of benefits
- § 22 SGB II – Housing and heating costs
- § 9 SGB II – Household income
Who is eligible for Bürgergeld?
To receive Bürgergeld, you must meet the following conditions: ✔️ Aged 15-67
✔️ Fit for work (can work at least 3 hours/day)
✔️ Have a permanent address in Germany
✔️ Insufficient income or assets to support yourself
✔️ Actively seeking work and participating in activation programs
What about foreigners?
✔️ EU citizens: Must live in Germany for at least 5 years or have legal employment.
✔️ Non-EU citizens: Need a valid residence and work permit.
❌ Jobseekers arriving only to look for work are not eligible (§ 7 SGB II).
How much is Bürgergeld?
Current rates:
- Single person: €563
- Couple (per person): €506
- Children under 6: €357
- Children 6-14: €390
- Youth 14-17: €471
Additionally, the Jobcenter covers reasonable housing and heating costs (§ 22 SGB II).
Does the Jobcenter cover health insurance?
Yes!
Beneficiaries of Bürgergeld have mandatory health insurance paid by the Jobcenter.
This ensures access to essential medical care without extra costs.
What about pension contributions?
While receiving Bürgergeld, no contributions are made to your pension.
This period does not count towards your pension years, which may lower your future pension.
If you’re relying long-term on Jobcenter support, consult a pension advisor about securing your financial future.
What documents are needed for the application?
✔️ ID or passport
✔️ Proof of residence in Germany
✔️ Rental contract and last utility bill
✔️ Income and asset documentation
✔️ Last 3 months’ bank statements
✔️ Health insurance confirmation
How long is Bürgergeld granted?
The benefit is approved for 6-12 months.
You must reapply if your financial situation hasn’t improved (§ 41 SGB II)
Can I leave my place of residence?
Yes, but only briefly!
You must remain “available” for the Jobcenter and cannot leave for more than 21 days per year (calendar days). Longer trips require Jobcenter approval (§ 7b SGB II).
Can I work while receiving Bürgergeld?
Yes, but part of your income is deducted:
- €100: tax-free
- €100–520: 20% exempt
- €520–1000: 10% exempt
(§ 11b SGB II)
Who is an Aufstocker?
An Aufstocker works but earns too little to support themselves. The Jobcenter adds funds to meet the minimum level.
Opportunities for training and retraining
The Jobcenter offers:
- Professional courses (languages, IT, etc.)
- Retraining for a new profession
- Employment support programs
- Education vouchers for course costs
Programs are funded if you meet the requirements (§ 16 SGB II).
Do I need to repay the money if I find work?
No!
If you start earning enough, your benefits will automatically stop.
Repayment is only required if incorrect information was given.
Summary
The Jobcenter can be a huge support during financial hardship, but it comes with responsibilities and regulations. When in doubt, contact your local Jobcenter or visit:
🌐 arbeitsagentur.de
